Our comparison data comes from publicly available, authoritative sources:
NAIC Complaint Index: The National Association of Insurance Commissioners publishes complaint ratios for insurance companies. A score of 1.0 is average. Below 1.0 means fewer complaints than expected; above 1.0 means more complaints than expected.
J.D. Power: Annual customer satisfaction surveys covering claims handling, price, policy offerings, billing, and customer interaction. Scores are out of 1,000.
AM Best: Financial strength ratings that indicate an insurer's ability to meet ongoing policy and contract obligations. A++ is the highest rating.
Premium Data: Average premium estimates are based on NAIC Insurance Database Reports and state Department of Insurance filings. Actual rates vary based on individual factors including location, property details, and coverage level.